Drivers & Trainers
RWWA has a dedicated Insurance Officer to deal with insurance queries and claims procedures. This page is designed to provide information on claims and cover arranged by RWWA.
CLAIMS INFORMATION
Any incident should be reported to club officials/stewards (for racetrack incidents) and details recorded including names and contact details of witnesses and any other information that may be relevant should a claim be made against/by the trainer/driver. All claims should be forwarded to the RWWA Insurance Officer.
HARNESS PERSONAL ACCIDENT INSURANCE
Harness Personal Accident Insurance is for injury to trainers and drivers whilst engaged in harness related activities. It provides cover for a broad range of specified items including:
- Lump sum benefits for an injury resulting in death, disablement and loss/use of senses and/or body parts.
- Loss of income as a result of injury.
Policy details – this compulsory cover is paid by RWWA for Drivers and Trainer/Drivers via the starters subsidy distribution, and recovered from Trainers via the annual licence fee. The policy provides death, disablement and weekly benefits cover in the event of an injury whilst engaged in harness related activities.
Cover is also in place for mini trotting junior members.
This is a national group personal accident insurance policy and was implemented by Harness Racing Australia (HRA) for the harness racing industry and its registered licensees.
Details of the HRA group personal accident policy can be found here (follow the link under National Insurance Schemes).
HARNESS DRIVERS AND TRAINERS PUBLIC LIABILITY
Harness Drivers and Trainers Public Liability Insurance is to indemnify registered Drivers and/or Trainers against personal injury or property damage claims made against them by third parties resulting from an incident occurring in connection with their harness facing business activities.
Policy details – this compulsory cover is paid up front by RWWA and recovered from Trainers via the annual licence fee, and from Drivers and Trainer/Drivers via the annual licence fee and drivers fee payments. This is a national liability scheme and was implemented by the HRA for the harness racing industry and its participants.
Details of the National Risk Protection Program can be found here (follow the link under National Insurance Schemes).
