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Drivers & Trainers

Claims information

Any incident should be reported to club officials/stewards (for race track incidents) and details recorded including names and contact details of witnesses and any other information that may be relevant should a claim be made against/by the Trainer/Driver. All claims should be forwarded to the RWWA Insurance Officer.

Types of cover arranged by RWWA are as follows:

Harness Personal Accident Insurance

This cover is for injury to trainers and drivers whilst engaged in harness related activities. Provides cover for a broad range of specified items including:

  • Lump sum benefits for an injury resulting in death, disablement and loss/use of senses and/or body parts.
  • Loss of income as a result of injury.

Policy details - This compulsory cover is paid by RWWA for Drivers and Trainer/Drivers via the starters subsidy distribution, and recovered from Trainers via the annual licence fee. The policy provides death, disablement and weekly benefits cover in the event of an injury whilst engaged in harness related activities.

Cover is also in place for mini trotting junior members.

This is a national group personal accident insurance policy and was implemented by the Australian Harness Racing Council (AHRC) for the harness racing industry and its registered licensees.

Details of the AHRC group personal accident policy can be found at http://www.harness.org.au/hra/hranational.htm and follow the link under National Insurance Schemes.

Harness Drivers and Trainers Public Liability

This insurance is to indemnify registered Drivers and/or Trainers against personal injury or property damage claims made against you by third parties resulting from an incident occurring in connection with your harness hacing business activities.

Policy details - This compulsory cover is paid up front by RWWA and recovered from Trainers via the annual licence fee and from Drivers and Trainer/Drivers via the annual licence fee and drivers fee payments. This is a national liability scheme and was implemented by the Australian Harness Racing Council (AHRC) for the harness racing industry and its participants.

Details of the National Risk Protection Program can be found at http://www.harness.org.au/hra/hranational.htm and follow the link under National Insurance Schemes.



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